Services

Whether buying a new home, refinancing an existing home loan or investing in property, Ausun Finance can help you to estimate what your repayments could be and help you with your financial situation. These estimates are indicative only and actual costs and the amount you could borrow may vary based on a number of factors including loan purpose. Be sure to seek professional advice and contact your local Ausun Finance Home Loan Specialist who can help guide you through this process.

Pre-Approval


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New Purchase Finance


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Refinance


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Construction Loan


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Low Doc Loan


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Commercial Property Loans

Arranging the correct finance can be a key element to make commercial property acquisition. We help our clients to make the most comprehensive plan to win the deal. Also, we share our insights for our clients to get higher yield and worth value.

Ausun Finance is a Commercial Property Loans specialist that has brokers with a network of 100 plus lenders including the major banks We have a variety of commercial loan solutions that include;

  • Purchase of retail, industrial, residential and commercial property
  • Construction retail, industrial, residential and commercial property
  • Specialist securities such as child care centers, hotels, motels, caravan parks and petrol stations
  • High LVR where you can borrow up to 85% of the properties value
  • True NO DOC commercial loans up to 65% LVR up to 25 years
  • Credit impaired solutions for those with a poor credit history
  • Lease Doc for investment purchases - no financials just rental income
  • Many more options available
您知道自己的信用评分是多少吗?
15 Feb 09:38 am

    在之前的文章中我们AUSUN Finance为您讲解了综合信用报告(请参看2018年9月14号的文章), 对于信用报告中的信用评分您又了

再获殊荣,小钢炮奖再落AUSUN Finance
1 Feb 03:00 pm

  人们都说,同一个弹坑里不会落下两颗炮弹,然而事实证明并不是。今年MPA YOUNG GUNS 2019(小钢炮奖)再次由AUSUN Finance (澳

How Do Car Loans Work?

If you’re looking to buy a car, chances are, you’ve heard of a car loan. Ausun breaks down just exactly what car loans are, and how they work.

What is a car loan?

A car loan is a loan taken out for the purpose of buying a motor vehicle such as a Ute, car, 4WD, motorbike or other road vehicles. A car loan can also be known as a vehicle loan. If you don’t have enough in savings to afford to buy a car but you can afford to repay a loan in monthly installments, you might consider taking out a car loan to finance your new wheels.

There are two main types of car loans:

  1. New car loans
  2. Used car loans

How do car loans work?

Car loans may be offered by financial institutions as a standalone car loan, or personal loan, or via the redraw facility or line of credit on a home loan. You can also get a car loan from peer-to-peer (P2P) lenders and car dealers. Where you choose to go could have a big effect on the interest rate you pay on your car loan.

When you enter a contract for a car loan it will typically be for a period of one to five years. This is the amount of time over which you agree to repay the loan, generally by monthly installments. In addition to the amount you borrow, interest will also be charged on the balance owing. You can try our car loan calculator to see approximately how much your car might cost you over the term of your loan.

What is SMSF Loan?

SMSF Loan is a loan product designed for a self-managed super fund (SMSF) to buy investment property under its name. The rental income and capital gains from such an investment have to be funneled back into the SMSF itself. As a result, this will increase the superannuation for your retirement savings.

Investing in property within SMSF is very different compared to traditional investment under your own names, which has to be in accordance with the laws around SMSF borrowing. Any property investment under super fund should have a realistic income stream and prospects for capital growth.

Would like to know more about SMSF Loan?

Contact us today to have an obligation free expert consultation.

What is a pre-approval?

Pre-approval is an indication from a lender that you’re eligible to apply for a home loan up to a certain limit. You’re under no obligation to take the loan, and the lender has no obligation to lend you that amount, but it can show sellers you’re serious about buying and that you’re confident you can afford the property.

Key advantages of getting for a pre-approval:

What is a pre-approval?

Pre-approval is an indication from a lender that you’re eligible to apply for a home loan up to a certain limit. You’re under no obligation to take the loan, and the lender has no obligation to lend you that amount, but it can show sellers you’re serious about buying and that you’re confident you can afford the property.

Key advantages of getting for a pre-approval:

Buying your first home or a new investment property?

We understand buying your first home is one of your top priorities. As it is probably your first time buying a property and looking for a loan product, you may feel unsure where to start. For an investment purchase, it’s also critical to understand the return the property will provide as well as the interest and fees that you will be paying so you can have a clear picture of the overall ROI of the investment.

We provide our clients with many options including loan structure design, flexible payment, interest only, increased loan term as well as low rates, from the most competitive lenders in the marketplace.

Ausun Finance will be with you every step of the way making your first home buying experience a pleasure.

Buying your first home or a new investment property?

We understand buying your first home is one of your top priorities. As it is probably your first time buying a property and looking for a loan product, you may feel unsure where to start. For an investment purchase, it’s also critical to understand the return the property will provide as well as the interest and fees that you will be paying so you can have a clear picture of the overall ROI of the investment.

We provide our clients with many options including loan structure design, flexible payment, interest only, increased loan term as well as low rates, from the most competitive lenders in the marketplace.

Ausun Finance will be with you every step of the way making your first home buying experience a pleasure.

When should you consider a refinance?

Have you asked yourself the following questions?

If the answer is YES to any of the questions above, you might take some time to think about refinancing.

How we can help you with refinancing:

When should you consider a refinance?

Have you asked yourself the following questions?

If the answer is YES to any of the questions above, you might take some time to think about refinancing.

How we can help you with refinancing:

What is a construction loan?

A construction loan is a mortgage loan product designed for those who are would like to a new home or investment property. It generally works as below:

Features of construction loans

What is a construction loan?

A construction loan is a mortgage loan product designed for those who are would like to a new home or investment property. It generally works as below:

Features of construction loans

What is Low Doc Loan?

Low Doc Loans(Low Documentation Loans) have lots of flexibility on the required documentation. They are generally for the self-employed who may find it difficult to apply for a traditional home loan, because many businesses may write off expenses, reinvest profits back into a business which makes it difficult to show a high level of business income.

Features of Low Doc Loan:

What is Low Doc Loan?

Low Doc Loans(Low Documentation Loans) have lots of flexibility on the required documentation. They are generally for the self-employed who may find it difficult to apply for a traditional home loan, because many businesses may write off expenses, reinvest profits back into a business which makes it difficult to show a high level of business income.

Features of Low Doc Loan: