Home Loans

Whether buying a new home, refinancing an existing home loan or investing in property, AUSUN Finance can help you to estimate what your repayments could be and help you with your financial situation. These estimates are indicative only and actual costs and the amount you could borrow may vary based on a number of factors including loan purpose. Be sure to seek professional advice and contact your local AUSUN Finance Home Loan Specialist who can help guide you through this process.

Pre-Approval


Learn More >>

New Purchase Finance


Learn More >>

Refinance


Learn More >>

Construction Loan


Learn More >>

Low Doc Loan


Learn More >>

What is a pre-approval?

Pre-approval is an indication from a lender that you’re eligible to apply for a home loan up to a certain limit. You’re under no obligation to take the loan, and the lender has no obligation to lend you that amount, but it can show sellers you’re serious about buying and that you’re confident you can afford the property.

Key advantages of getting for a pre-approval:

What is a pre-approval?

Pre-approval is an indication from a lender that you’re eligible to apply for a home loan up to a certain limit. You’re under no obligation to take the loan, and the lender has no obligation to lend you that amount, but it can show sellers you’re serious about buying and that you’re confident you can afford the property.

Key advantages of getting for a pre-approval:

Buying your first home or a new investment property?

We understand buying your first home is one of your top priorities. As it is probably your first time buying a property and looking for a loan product, you may feel unsure where to start. For an investment purchase, it’s also critical to understand the return the property will provide as well as the interest and fees that you will be paying so you can have a clear picture of the overall ROI of the investment.

We provide our clients with many options including loan structure design, flexible payment, interest only, increased loan term as well as low rates, from the most competitive lenders in the marketplace.

AUSUN Finance will be with you every step of the way making your first home buying experience a pleasure.

Buying your first home or a new investment property?

We understand buying your first home is one of your top priorities. As it is probably your first time buying a property and looking for a loan product, you may feel unsure where to start. For an investment purchase, it’s also critical to understand the return the property will provide as well as the interest and fees that you will be paying so you can have a clear picture of the overall ROI of the investment.

We provide our clients with many options including loan structure design, flexible payment, interest only, increased loan term as well as low rates, from the most competitive lenders in the marketplace.

AUSUN Finance will be with you every step of the way making your first home buying experience a pleasure.

When should you consider a refinance?

Have you asked yourself the following questions?

If the answer is YES to any of the questions above, you might take some time to think about refinancing.

How we can help you with refinancing:

When should you consider a refinance?

Have you asked yourself the following questions?

If the answer is YES to any of the questions above, you might take some time to think about refinancing.

How we can help you with refinancing:

What is a construction loan?

A construction loan is a mortgage loan product designed for those who are would like to a new home or investment property. It generally works as below:

Features of construction loans

What is a construction loan?

A construction loan is a mortgage loan product designed for those who are would like to a new home or investment property. It generally works as below:

Features of construction loans

What is Low Doc Loan?

Low Doc Loans(Low Documentation Loans) have lots of flexibility on the required documentation. They are generally for the self-employed who may find it difficult to apply for a traditional home loan, because many businesses may write off expenses, reinvest profits back into a business which makes it difficult to show a high level of business income.

Features of Low Doc Loan:

What is Low Doc Loan?

Low Doc Loans(Low Documentation Loans) have lots of flexibility on the required documentation. They are generally for the self-employed who may find it difficult to apply for a traditional home loan, because many businesses may write off expenses, reinvest profits back into a business which makes it difficult to show a high level of business income.

Features of Low Doc Loan: